B100 Referral Program Spain: €40 + €20 Healthy get Healthy (2026)

B100 is ABANCA’s digital banking brand in Spain. It offers a fee-free current account, savings accounts and app-based features that connect saving with health and sustainability goals.

Eligible existing customers receive a promotional code in the B100 app or by email. A new customer enters that code during app registration, completes the account opening and then makes four card payments totalling at least €50 during the first month.

The published campaign pays €40 net to the referrer for each effective qualifying signup and €20 net to the referred new customer. The referrer can qualify for up to five friends per month, or €200 net per month.

1. 1

   Get the code

   The existing customer uses the promotional code provided by B100 in the app or email.

2. 2

   Enter it during signup

   The friend must enter the code while opening B100 in the mobile app.

3. 3

   Complete onboarding

   The friend must become an eligible new B100 customer.

4. 4

   Use the card

   Within the first month, make four card payments whose combined value is at least €50.

5. 5

   Wait for validation

   B100 validates the conditions and credits the incentive in the following month.

This campaign is for B100 in Spain. B100 is an ABANCA digital brand, and ABANCA customer history can affect signup eligibility; do not assume the promotion applies outside Spain.

The published Healthy get Healthy campaign runs from July 1 through December 31, 2026. A qualifying signup must occur during the campaign and the friend must then complete the required first-month card activity.

B100’s help centre says users who enter a welcome/promotional code and meet the legal conditions receive the incentive in their B100 Account within the first 10 business days of the following month.

• The code must be entered during signup in the B100 mobile app; do not rely on adding it later.
• The referred person must qualify as a new B100 customer under the campaign rules.
• Current ABANCA customers are excluded from this referral campaign according to the published launch conditions.
• B100 also warns that prior ABANCA products or customer data can sometimes prevent B100 signup.
• The friend must make four card payments totalling at least €50 within the first month.
• The referrer is capped at five qualifying referrals per month.
• The campaign ends December 31, 2026 unless B100 changes or withdraws it under its terms.

For someone already considering B100, the €20 cash incentive has a relatively simple spend requirement. For referrers, €40 per successful friend is competitive, but eligibility and the five-per-month cap matter.