Spain
Kutxabank
Kutxabank Linka! Referral: €50 for You + €100 for Your Friend (2026)
Kutxabank Linka! is active in Spain until October 31, 2026. An eligible referrer receives €50 gross per qualifying friend, while the new customer receives €100 gross after meeting the account, Korner card, Bizum and balance requirements.
What is Kutxabank?
Kutxabank is a Spanish banking group offering current accounts, cards, payments, savings, investments and other retail financial services. Linka! is its referral campaign aimed at bringing eligible young new customers to Kutxabank.
Quick answer
Linka! at a glance
Last checked: October 2, 2026
- Status
- Active
- Availability
- Spain; referred customer must be 18–30
- Referrer reward
- €50 gross per qualifying friend
- Friend reward
- €100 gross
- Reward type
- Cash credited to the Kutxabank account
- Main requirement
- Account + active Korner card + Bizum + minimum €50 balance within 2 months
- Referral limit
- Rewarded for up to 10 qualifying friends (€500 gross)
- End date
- October 31, 2026
- Last verified
- October 2, 2026
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How does Kutxabank Linka! work?
An adult Kutxabank customer with an active account gets a personal Linka! code from “For you” in the app or “Your profile” in online banking. The friend uses the code during app onboarding and must complete the campaign requirements.
What are the Linka! rewards?
Kutxabank states €50 gross for the referrer for each qualifying friend, up to ten rewarded referrals (€500 gross), and €100 gross for the eligible new customer.
How to qualify
- 1
Get the code
The referrer opens Linka! in the Kutxabank app or online banking and shares the personal code.
- 2
Use it during signup
The friend starts online onboarding in the Kutxabank app and enters the Linka! code when requested.
- 3
Activate products
Within two months, activate the account, Korner card and Bizum.
- 4
Keep €50
Maintain at least €50 in the account as required by the campaign.
- 5
Keep the account
The referred customer has a minimum 12-month permanence requirement.
Where is Linka! available?
The verified campaign is a Kutxabank Spain promotion. The referred customer must be 18–30 years old and must not have been a customer of the Kutxabank group in the previous six months.
When does Linka! end?
Kutxabank states the current offer is valid until October 31, 2026. The referred customer then has up to two months from onboarding to complete the required account, card and Bizum setup.
When is the reward paid?
Kutxabank says the reward is received once the invited customer completes onboarding and meets the campaign contracting requirements. The official page does not give a fixed number of days for payment.
Important exceptions and restrictions
- The referred person must be 18–30 years old.
- They must not have been a Kutxabank-group customer in the previous six months.
- The Linka! code must be used during app onboarding.
- Account, Korner card and Bizum must be active within two months.
- A minimum €50 account balance is required.
- The referred customer must remain for at least 12 months.
- The referrer must be an adult Kutxabank customer with an active account.
- Kutxabank says the code can be shared by WhatsApp, message or another preferred channel; the current page does not state a blanket public-sharing ban.
Is Kutxabank Linka! worth it?
The €100 gross friend reward is comparatively strong for a Spanish bank referral, but it is specifically for 18–30-year-olds and comes with product, balance and 12-month permanence requirements.
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FAQs
Linka! referral questions
What is Kutxabank?+
Kutxabank is a Spanish banking group offering current accounts, cards, payments, savings, investments and other retail financial services. Linka! is its referral campaign aimed at bringing eligible young new customers to Kutxabank.
How much does the referrer get?+
€50 gross per qualifying friend, rewarded for up to 10 friends (€500 gross).
How much does the friend get?+
€100 gross after satisfying all Linka! conditions.
Who can be referred?+
A new Kutxabank customer aged 18–30 who has not been a Kutxabank-group customer during the previous six months.
Can I add the code later?+
Do not rely on that: Kutxabank instructs the new customer to enter the Linka! code when requested during app onboarding.
What must the friend activate?+
The account, Korner card and Bizum within two months, while maintaining the required €50 minimum balance.
Is there a permanence period?+
Yes. The referred customer must remain for at least 12 months.
How many people can I invite?+
You can invite more people, but Kutxabank rewards the referrer for a maximum of 10 qualifying referrals.
Can Linka! be combined with other offers?+
Kutxabank says it is generally compatible with other promotions, but specific campaign exceptions can apply.
When does the current offer end?+
October 31, 2026.
Official sources
Conditions verified directly with Kutxabank.
Published: October 2, 2026 · Last verified: October 2, 2026. ReferTree is not affiliated with Kutxabank. Check current terms before participating.