Trade Republic Referral Program: Rewards, Rules & Spain Guide

Eligible Trade Republic customers can find Invite a friend in the app. The page shows the reward, the exact conditions, invited friends and reward status. Because the offer is personalized, a fixed amount quoted in an old post or another person’s app may not apply to you.

There is no universal Spanish reward. Trade Republic’s current help page tells eligible users to check their personalized reward in the app. A published May 2026 terms set describes a referrer cash bonus of €5–€200, with the exact amount set in-app, and a separate 3% interest-for-three-months referrer variant for qualifying customers who were already Trade Republic customers before 12 May 2026.

1. 1

   Check your offer in the app

   Open Investments and choose Invite a friend, or access it from your profile. Confirm the reward, deadline and qualifying actions before sharing.

2. 2

   Share the personal link privately

   Send it directly to the intended friend using a personal channel such as WhatsApp or SMS. Do not publish it on forums, coupon sites or mass-audience channels.

3. 3

   The friend starts through that link

   The invitee should begin account opening from the referral link and complete registration and identity verification.

4. 4

   Complete every in-app requirement

   The required funding or activity can vary by campaign. Complete exactly what the signup/app shows within its stated deadline.

5. 5

   Track qualification in the app

   Trade Republic shows invited friends and reward status in-app. Its help center says support cannot disclose more bonus-status information than is visible there for privacy reasons.

Yes, eligible customers in Spain can have access to Refer-a-Friend. Spain is also explicitly included among the jurisdictions in which the published 3% referrer-interest variant can apply. However, not every account necessarily receives the same campaign, reward or conditions, so availability on your own account must be confirmed in the app.

Trade Republic says the invited person must register before the referral campaign deadline or the referrer will not receive the reward, and the amount can depend on when onboarding is completed. A published cash-bonus terms set provides payment within 30 days after its required funding condition is met. Treat the deadline and payout information shown in your own app as controlling for your offer.

• The published terms require the new customer to be at least 18, reside in an eligible country and complete identity verification.
• The same terms define a new customer as someone opening a relationship for the first time and not having been a Trade Republic customer in the previous six months.
• The invitee must start through the referral link and complete the offer-specific conditions shown in-app.
• Only one personal referral code/link can be used in registration; the published terms say the last referral link used is valid.
• Public or commercial distribution is prohibited. Trade Republic may reclaim a bonus if prohibited public/commercial dissemination is discovered after payout.
• For the 3% referrer-interest variant, interest must be activated. The three-month window begins when the friend meets the bonus conditions even if the referrer has not yet activated interest.
• Published overall limits are 40 referred new customers or €2,000 total referrer cash bonuses across relevant promotions.

It can be worthwhile when both people already want to use Trade Republic and the in-app offer is attractive. The main drawback is uncertainty: rewards and qualification tasks are personalized and can change. A referral bonus should not be the main reason to invest, and investment decisions should be based on the product, costs and risk rather than the promotion alone.